Terms of use
First Time Buyer Guide is a free general information resource. It does not provide professional advice, and you should not make a decision about your money, a property or a purchase solely because of something you read here.
The site is not a substitute for advice from a conveyancer, mortgage adviser, surveyor, accountant, tax adviser or another suitably qualified professional who knows your circumstances.
Using the site does not create a client, adviser or professional relationship with us.
No guarantee of accuracy
We do our best to check what we publish, but we do not guarantee that any content is complete, current, accurate or suitable for you or a particular property. Laws, tax, schemes, prices, lender policies and professional practices can change, and the documents for your own purchase may produce a different answer.
You are responsible for checking important information against a current official source and with the professionals involved in your purchase. Do not delay seeking professional help because of anything on this site.
Property and safety information
Nothing on the site diagnoses a property, confirms that it is safe or establishes its value. General explanations of defects, survey findings, building safety or legal problems cannot replace an appropriate inspection, report or specialist opinion.
External websites
Links are provided for convenience and do not mean that we control or endorse another website. We are not responsible for its availability, content, security, accuracy or privacy practices; its own terms and policies apply when you use it.
Our responsibility to you
You use the site and act on its content at your own risk. We do not accept responsibility for a decision or loss caused by treating general information as personal advice, failing to check a current source or purchase document, failing to obtain appropriate professional advice, or relying on a third-party website.
We are not responsible for loss that was not caused by us or that was not reasonably foreseeable from providing a free general information website. We also do not guarantee that the site will always be available, secure or free from faults, bugs or harmful material.
Nothing in these terms excludes responsibility for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other responsibility that the law does not allow us to exclude. Your statutory rights are not affected.
Using the site and its content
You may browse the site, share links to its pages and quote short extracts with clear attribution. Unless the law permits it or permission has been given, you must not reproduce a substantial part of the site, present its content as your own, use it unlawfully, or interfere with the site’s operation, security or availability.
Site content, design and original materials are protected by copyright and other intellectual property rights belonging to the operator or the relevant rights holder. Rights in material from another source remain with that source.
Applicable law
The site is intended for people buying property in England and Wales. These terms are governed by the law of England and Wales, although you keep any mandatory rights that apply where you live.